Our financial aid awards for 2019-2020 are based on a budget of tuition and fees plus allowances for living expenses, books, etc. These budgets reflect our estimate of the cost of a moderate style of living in New Haven for the nine-month academic year.
2019-2020 Basic Budget
University Administrative & Activities Fee 1
Room, Board, & Personal Expenses
University Hospitalization Coverage
*The University Hospitalization Coverage charge for academic year 2019-2020 has not been set. As such, the 2018-2019 charge of $2,402 is reflected in the 2019-2020 student budget above. The coverage will be adjusted in mid-June.
Room, Board, and Personal Expenses
This allocation represents a reasonable student expense for housing, utilities, food and other personal expenses. It is the same for all students whether they live on-campus or off-campus.
An additional allocation will be made to the cost-of-attendance to account for travel costs from the student's permanent home address (as reported on FAAST and/or FAFSA) to New Haven based on a universal assessment of average travel costs on a state by state or by country basis.
Health Services Coverage
Mandatory fees include membership in the Yale Health Plan (YHP), a comprehensive pre-paid group practice plan. In addition, students who are not enrolled in a hospitalization plan must obtain hospitalization coverage either through the University or another source. For 2018-2019, Yale Health Plan membership fees are set at $2,402 for single student, $8,934 for student plus spouse, $8,040 for student plus child/children, and $14,990 for family coverage. The cost of single student coverage is automatically added to the basic budget for all students. If a student obtains outside insurance and waives this coverage, this expense will be removed from the student’s bill. If a student has dependents and will be enrolling in the two-person or family coverage plan, a Budget Revision form (with documentation of enrollment) must be completed and submitted to the Financial Aid Office for a budget adjustment (available at our website in the ‘Forms’ section for download). Additional financial aid for this expense is available in the form of a student loan.
For students with dependent children, an allowance of $8,000 for each child is added to the applicable budget.
Adjustments to the basic budget may be made in the event of extraordinary expenses and special needs (e.g., extraordinary medical expenses). Please note that any additional borrowing for extraordinary expenses are not COAP eligible. Additional financial assistance resulting from such an adjustment will be available in the form of a loan. Students are encouraged to discuss their individual situations with the Financial Aid Office, which is committed to being as responsive and flexible as possible.
Expenses Not Included
Moving expenses, prior debt, credit card debt and costs associated with automobiles will not be considered part of student budgets in determining eligibility for financial aid.
1The University Administrative and Activities fee includes University assessments for basic health coverage and use of University facilities and resources.