Cost of Attendance

This allocation represents a reasonable student expense for housing, utilities, food and other personal expenses. It is the same for all students whether they live on-campus or off-campus.

2026-2027 Estimated Cost of Living:

Housing: $12,200

Meals: $7,100

Personal Expenses: $4,815

Total: $24,115

An additional allocation will be made to the cost-of-attendance to account for travel costs from the student's permanent home address (as reported on FAAST and/or FAFSA) to New Haven based on a universal assessment of average travel costs on a state by state or by country basis.

Mandatory fees include enrollment in Yale Health Hospitalization & Specialty Care Coverage, a comprehensive pre-paid group practice plan. For 2026-2027, Yale Health Plan membership fees are set at $3,764 for single student, $14,000 for student plus spouse, $12,600 for student plus child/children, and $23,490 for family coverage. 

The cost of single student coverage is automatically added to the basic budget for all students. The health insurance fee for a single student is covered by financial aid for those with institutional scholarship eligibility. If a student has dependents and will be enrolling in the two-person or family coverage plan, a Budget Revision form (with documentation of enrollment) must be completed and submitted to the Financial Aid Office for a budget adjustment. Additional financial aid for this expense is available in the form of a student loan. 

Students who wish to waive Yale Health Hospitalization & Specialty Care Coverage must show documented proof of an ACA-compliant plan. Non-compliant submissions (e.g. out-of-state Medicaid, international insurance, HMOs without full access in New Haven) will be denied. If a student obtains outside compliant insurance and waives Yale Health coverage, the fee will be removed from the student’s bill, and financial aid will be adjusted accordingly. 

Additionally, students who obtain vision and dental coverage through the Yale Health Plan will be eligible to borrow a COAP-eligible loan to cover the cost. Students, must submit a Budget Revision form (with documentation of enrollment) to the Financial Aid Office.

For students with dependent children, an allowance of $8,000 for each child is added to the applicable budget.

Adjustments to the basic budget may be made in the event of extraordinary expenses and special needs (e.g., extraordinary medical expenses). Please note that any additional borrowing for extraordinary expenses are not COAP eligible. Additional financial assistance resulting from such an adjustment will be available in the form of a loan. Students are encouraged to discuss their individual situations with the Financial Aid Office, which is committed to being as responsive and flexible as possible.

Moving expenses, prior debt, credit card debt and costs associated with automobiles will not be considered part of student budgets in determining eligibility for financial aid.