This allocation represents a reasonable student expense for housing, utilities, food and other personal expenses. It is the same for all students whether they live on-campus or off-campus.
An additional allocation will be made to the cost-of-attendance to account for travel costs from the student's permanent home address (as reported on FAAST and/or FAFSA) to New Haven based on a universal assessment of average travel costs on a state by state or by country basis.
Mandatory fees include membership in the Yale Health Plan (YHP), a comprehensive pre-paid group practice plan. In addition, students who are not enrolled in a hospitalization plan must obtain hospitalization coverage either through the University or another source. For 2019-2020, Yale Health Plan membership fees are set at $2,450 for single student, $9,112 for student plus spouse, $8,202 for student plus child/children, and $15,290 for family coverage. The cost of single student coverage is automatically added to the basic budget for all students. If a student obtains outside insurance and waives this coverage, this expense will be removed from the student’s bill. If a student has dependents and will be enrolling in the two-person or family coverage plan, a Budget Revision form (with documentation of enrollment) must be completed and submitted to the Financial Aid Office for a budget adjustment (available at our website in the ‘Forms’ section for download). Additional financial aid for this expense is available in the form of a student loan.
For students with dependent children, an allowance of $8,000 for each child is added to the applicable budget.
Adjustments to the basic budget may be made in the event of extraordinary expenses and special needs (e.g., extraordinary medical expenses). Please note that any additional borrowing for extraordinary expenses are not COAP eligible. Additional financial assistance resulting from such an adjustment will be available in the form of a loan. Students are encouraged to discuss their individual situations with the Financial Aid Office, which is committed to being as responsive and flexible as possible.
Moving expenses, prior debt, credit card debt and costs associated with automobiles will not be considered part of student budgets in determining eligibility for financial aid.